Terms of Use

Effective Date: 25 October 2025
Last Updated: 25 October 2025

1. Acceptance of Terms

By accessing or using the website finance-everyday.com, you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the site or our services.

These Terms form a legal agreement between you (“User”, “you”) and FinanceEveryday (“we”, “us”, “our”).
Our registered office is located at:
One Raffles Quay, Level 24, South Tower, Singapore 048583.

2. Purpose of the Website

The website provides educational content, workshops, and digital resources to support everyday financial learning. All materials and programs are designed for educational purposes only and do not constitute financial or professional advice.

3. Eligibility

You must be at least 18 years old to use this website or register for any paid service. Users under 18 years of age must obtain consent from a parent or guardian before participating in our programs.

4. User Responsibilities

When using our website, you agree to:

  • Provide accurate and complete registration details.

  • Use the content and materials for personal learning purposes only.

  • Not reproduce, distribute, or modify any materials without prior written consent.

  • Refrain from any unlawful, abusive, or harmful activity on the website.

We reserve the right to suspend or terminate your access if you violate these Terms.

5. Intellectual Property Rights

All website content, including text, design, graphics, logos, and educational materials, is the property of FinanceEveryday and protected under Singapore copyright laws. No part of the website may be copied, stored, or transmitted without prior written permission.

6. Accuracy of Information

We strive to ensure the information provided is accurate and current. However, FinanceEveryday makes no representations or warranties regarding the completeness, accuracy, or reliability of any content on the site.

7. Limitation of Liability

FinanceEveryday shall not be liable for any indirect, incidental, or consequential damages resulting from your use of or inability to use the website or services. This includes, but is not limited to, loss of data, reputation, or opportunities.

8. Third-Party Services

We may occasionally use third-party platforms to deliver certain features (such as payment processing or event hosting). FinanceEveryday is not responsible for the actions or privacy practices of these third parties.

9. Modification of Terms

We may revise these Terms at any time without prior notice. Your continued use of the website after such updates constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the Republic of Singapore. Any disputes arising under or in connection with these Terms will be subject to the exclusive jurisdiction of the Singapore courts.

11. Contact Information

For inquiries regarding these Terms, contact:
FinanceEveryday
One Raffles Quay, Level 24, South Tower, Singapore 048583
Email: support@finance-everyday.com Phone: +65 6586 4906

Service Cancellation Policy

Effective Date: 25 October 2025

1. General Policy

We understand that circumstances may change. FinanceEveryday allows cancellation of services and programs under the conditions outlined below.

2. Cancellation by the Participant

  • You may cancel your registration for any workshop or course by notifying us in writing at support@finance-everyday.com.

  • Cancellations made at least 7 days before the start date will be eligible for a full refund (subject to the Refund Policy below).

  • Cancellations made less than 7 days before the start date may incur an administrative fee or result in partial refund only.

  • If you fail to attend a workshop without prior notice, the full fee will be retained.

3. Cancellation by FinanceEveryday

We reserve the right to cancel, reschedule, or postpone a program due to unforeseen circumstances such as insufficient participants, instructor illness, or facility issues. In such cases, participants will be offered:

  • A full refund, or

  • An option to attend a rescheduled session or alternative program.

FinanceEveryday will not be liable for any other costs incurred as a result of such changes.

4. Online Subscription Cancellations

For digital learning memberships, you may cancel your subscription anytime by emailing support@finance-everyday.com. Your access will remain active until the end of the current billing period, and no further payments will be charged.

Refund Policy

Effective Date: 25 October 2025

1. Eligibility for Refund

Refunds are available for services and programs that meet the conditions below:

  • You have cancelled your registration within the specified period in the Cancellation Policy.

  • The service was not delivered as described due to an error or cancellation by FinanceEveryday.

  • Technical issues prevented access to online learning materials that could not be resolved by our support team.

Refunds are not provided for:

  • Completed or attended sessions.

  • Missed classes without notice.

  • Digital products or downloads once accessed.

2. Refund Process

All refund requests must be submitted in writing to support@finance-everyday.com within 14 days of the eligible event.
Approved refunds will be processed within 10 business days using the same payment method used for the original transaction.

3. Partial Refunds

Partial refunds may be issued in cases where a portion of the service has already been delivered or costs have been incurred by FinanceEveryday.

4. Non-Transferable

Refunds apply only to the original payer and cannot be transferred to another person or program.

5. Disputes

If you believe your refund has been wrongly denied, you may contact our support team for review. All refund disputes will be handled fairly and in compliance with Singapore’s consumer protection laws.

6. Contact for Refunds and Cancellations

FinanceEveryday
One Raffles Quay, Level 24, South Tower, Singapore 048583
Email: support@finance-everyday.com Phone: +65 6586 4906